Just use your Capital One card to make the purchase. You can make travel purchases in a few ways: You could use your miles to make your travel plans directly through Capital One, or if you prefer to use a different website or travel outlet, you could do that, too. One hundred miles is redeemed for $1 when used toward travel purchases. It’s also just as easy to redeem your miles for travel rewards. This makes it super simple to earn miles. You can earn 20,000 bonus miles by spending $500 in purchases within your first three months after opening the card. With the Capital One VentureOne Rewards Credit Card, you earn an unlimited 1.25 miles per dollar spent on all purchases. That way, you can get to your vacation a little faster by using your miles. Plus, you won’t have to pay an annual fee for this card. You can earn 1.25 miles on your groceries, when you fill up the tank, buy a new outfit and more. If you don’t spend the bulk of the year flying around the world or staying at hotels, but you still like to travel, this card could be for you. But while this card doesn’t offer the highest rewards, that doesn’t mean it won’t be a solid addition to some travelers’ wallets. Frequent travelers will want a higher earning card that offers more travel perks. The Capital One VentureOne Rewards Credit Card would best benefit people who like to travel, but aren’t necessarily frequent travelers. You’ll still have to pay a one-time fee, but you don’t have to fear a penalty APR.Įmergency card replacement - Should your card go missing, you can quickly get an emergency card replacement and a cash advance. No penalty APR - If you make a late or returned payment, you won’t have to suffer through months of an elevated APR. Security assistance - Capital One won’t hold you accountable for any fraudulent charges and will make sure your account stays protected. No foreign transaction fee - You won’t have to worry about using your card when traveling and making purchases abroad. It’s even better when you don’t have to pay an extra fee for those benefits. No annual fee - It’s always nice when you can earn rewards and gain protections from your credit card. Cash advances also carry a fee of either $10 or 3% of the transaction fee, whichever amount is greater. The APR for transfers is also 16.49%-26.49%, varying according to your creditworthiness and the Prime Rate, while the APR for cash advances is 26.49% Variable. After that, the purchase APR is 16.49% - 26.49% Variable, depending on your creditworthiness and varying with the Prime Rate. You’ll also be treated to a 0% intro APR on purchases for your first 15 months of having the card. Luckily, the Capital One VentureOne Rewards Credit Card has no annual fee, foreign transaction fees or penalty APR. That way, you can easily manage your payments according to your own budget and schedule. For example, when it comes to making your payments, you can set up Autopay and choose your own monthly due date. The Capital One VentureOne Rewards Credit Card automatically comes with a bunch of great perks as well. All you have to do after making your purchase is redeem your miles through Purchase Eraser for a statement account to cover the cost of your travel purchase. If you prefer to buy through a different website or service, however, you can still use your Capital One VentureOne miles. You could easily book your hotels or flights through Capital One. Interestingly, there are a couple ways you can use your miles for travel purchases. While you can redeem your miles for cash or gift cards, the returns aren’t as good. When you redeem for travel purchases, 100 miles equals $1 which is a great return when compared to other cards. Redeeming your miles is easy, especially when you redeem for travel purchases.
You can even start off by earning 20,000 bonus miles if you spend $500 within your first three months of having the card. There is no limit to how many miles you can earn. Every purchase you make on the card will earn 1.25 miles per dollar spent. If you’re looking for a credit card with easily earned and redeemed rewards, the Capital One VentureOne Rewards Credit Card could be for you.
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